Privacy Policy

What Does North Districts Community Credit Union Do With Your Personal Information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number and income.
• Account balances and payment history
• Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share member’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their member’s personal information: the reasons North Districts Community Credit Union chooses to share: and whether you can limit this sharing.

Reasons we can share your personal information	Does North Districts Community Credit Union Share?	Can you limit this sharing?
For our everyday business purposes – such as to process your transations, maintain your account(s), respond to court orders and legal investications, or report to credit bureaus.	Yes	No
For our marketing purposes – to offer our products and services to you	Yes	No
For joint marketing with other financial companies	No	We don’t share
For our affiliates’ everyday business purposes – information about your transactions and experiences	Yes	Yes
For our affiliates’ everyday business purposes – information about your creditworthiness	No	We don’t share
For nonaffiliates to market to you	No	We don’t share

Questions?

Call 724.444.8181 or go to www.ndcupa.org

What we do
How does North Districts Community Credit Union protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with the federal law. These measures include computer safeguards and secured files and buildings.
How does North Districts Community Credit Union collect my personal information	We collect your personal information, for example, when you: open an account or deposit money into an account pay your bills or apply for a loan use your credit or debit card We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only: sharing for affiliates’ everyday business purposes – information about your credit worthiness affiliates from using your information to market you sharing for nonaffiliates to market you State laws and individual companies may give you additional rights to limit sharing.